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Industrial and Commercial Bank of China (Thai) Public Company Limited
Table 3, Service Charges, Penalties related to Deposits, Loans 1/ and Other Service Charges
Effective from December 1, 2022
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| B. Service Charges related to loans |
Service charges |
| B. (1) Service Charges of Consumer Loan : actual and resonable expenses |
Personal Loan |
Housing Loan |
Remark |
| with collateral |
without collateral (not under supervision) |
| 1.Expenses to be paid to governmental agencies |
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| 1)Duty stamp |
0.05% of credit limit |
0.05% of credit limit |
0.05% of credit limit |
Maximum 10,000 Baht Maximum 200,000 Baht |
| 2)Mortgage registration |
1.00% of mortgaged amount |
No charge |
1.00% of mortgaged amount |
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| 3)Registration fee of Business Collateral Agreement (DBD) |
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No charge |
No charge |
The fee rates are subject to future changes as stipulated by the agencies. |
| 3.1)Collateral agreement registration |
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| 3.1.1)Land |
Equivalent to mortgage registration fee |
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| 3.1.2)Assets other than 3.1.1 and Business |
0.1% of the secured amount |
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Maximum 1,000 Baht |
| 3.2)Amendment to increase secureed amount of collateral. |
0.1% of the secured amount,applicable only to the additional amount. |
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Maximum 1,000 Baht |
| 3.3)Amendment to agreement registration,except for secured amount of collateral |
200 Baht/Amendment |
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| 3.4)Cancellation of agreement registration |
200 Baht |
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| 3.5)Issuance of registration evidence |
200 Baht each |
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| 3.6XVerification of registration |
50 Baht/Verification |
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| 3.7) Information transfer from the computer system |
800 Baht/Transfer |
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| 3.8)Recording of information containing not exceeding 200 characters |
0.30 Baht/Record |
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| 3.9)Others |
As stipulated by the agencies |
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| 2. Expenses to be paid to other persons or external entities |
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| Normal |
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| 1)Checking credit information |
Up to 30 Baht |
Up to 30 Baht |
Up to 30 Baht |
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| 2)Collateral inspection and appraisal 2/ |
Actual expenses charged by external appraiser plus VAT |
No charge |
Actual expenses charged by external appraiser plus VAT |
Minimum 3,000 Baht / transaction |
| 3) Insurance premium |
Actual amount charged by insurance company |
No charge |
Actual amount charged by insurance company |
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| 4)Payment via other counters / means |
Up to 35 Baht |
Up to 35 Baht |
Up to 35 Baht |
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| Default |
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| 1) Dept collection |
No charge |
No charge |
No charge |
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| 3. Expenses that are operating costs of commercial banks |
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| Normal |
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| 1) Collateral inspection and appraisal 2/ |
Depends on type, number and area of collateral plus VAT |
No charge |
Depends on type, number and area of collateral plus VAT |
Minimum 3,000 Baht / transaction plus VAT |
| 2) Copy of statement (for the second copy onward) |
Up to 200 Baht |
Up to 200 Baht |
Up to 200 Baht |
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| Default. |
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| 1) Debt collection 2/ |
No charge |
No charge |
No charge |
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Remark
1/ Exclude the type of loans that BOT stipulates specific criteria
2/ The same expenses as specified in 2 and 3 shall not be charged repeatly |
