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| Dear All Shareholders and Valued Customers, |
The year 2025 is the 15th year of the ICBC (Thai)’s operations in Thailand. Throughout these years, the Bank has been committed to its mission to be “a valuable local bank and a bridge connecting the economies of Thailand and China in order to strengthen the economic and societal ties between the two countries” by balancing between the targets for short-term business growth and long-term sustainable growth. The Bank places importance on effective risk management and strict compliance with rules and regulations both at local and international levels. This is to ensure that the Bank has appropriate guidelines and prompt measures for preventing and mitigating various risks. Moreover, the Bank places importance on responsible business operations and realization of impacts to all stakeholders in order to create stability that would lead to sustainable growth. |
| The Bank aims to create material positive impacts and reduce negative impacts on the society. It also aims to be a financial intermediary for allocating funds to different business sectors and industries which the Bank uses the impacts on environment and climate change as the factors for the consideration of loans and investment. As a result, in 2024, the Bank increased its investment in Green Bonds and Blue Bonds as well as offering loans to environmentally friendly businesses. |
| Furthermore, the Bank recognizes the urgency of preservation of the environment and reducing impacts from climate change so that Thailand would reach its target of being a Net Zero country within the year 2065. Therefore, in order for this initiation to come to fruition, the Bank conducted the greenhouse gas emission assessment for the first time in the year 2023 and thus received a certification from the Carbon Footprint for Organization (CFO) from the Greenhouse Gas Management Organization (Public Organization) on 26 November 2024. In addition, the Bank recognizes the importance of management of resources within the organization to be more environmentally friendly, use less energy and emit less carbon. The Bank also set the plan for encouraging staff to join in activities to help reduce impacts to the environment such as installing rooftop solar panels at the Lat Phrao Branch, initiating a program to reduce gas emission within the organization, improving the work procedures to be more electronic and recycling waste papers in order to reduce community waste while preventing the leak of confidential information. |
| On the subject of governance, the Bank adheres to the principles of good governance by operating its business with transparency and treats all customers with fairness and equity. Moreover, the Bank gives priority to the handling of information including data management, personal data protection and data safety in accordance with the regulatory requirements and ICBC Group’s requirements. |
| In addition to environmental and governance aspects, the Bank also places importance on the wellbeing and quality of life people in its communities by holding various activities. In 2024, the Bank promoted education by granting scholarships to undergraduate students, who had good academic records but lacked funds, for the 6th consecutive year, with more than 140 scholarship recipients given. Moreover, the Bank also held the “ICBC (Thai) Promotes Financial Discipline” in order to provide financial literacy to students undergraduate level. |
| On behalf of the Board of Directors, I would like to thank all customers and stakeholders for your continued trust and patronage in ICBC (Thai). The ICBC (Thai) Group will continue to operate its business to help drive the economy of Thailand while caring for the environment and society for the betterment of the Thailand and the Thai people. |
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Mr. Yimin Hu
Chairman of the Board of Directors
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