I. About the Product
ICBC Single JCB Logo Credit Card (“Single JCB Logo Credit Card”) is a personal credit card and also a magnetic stripe plus IC (EMV) composite card. It is classified into platinum card, gold card and classic card, each valid for eight years.

II. How to Use the Product
Single JCB Logo Credit Card can be used at ICBC designated merchants, ICBC outlets and, ATMs etc. in China, and in JCB network overseas.

The foreign currency of Single JCB Logo Credit Card is Japanese yen. The consumption at the network of JCB network in Japan is directly credited to the account in Japanese yen without currency conversion or corresponding foreign exchange fee. For the spending with Single JCB Logo Credit Card in the JCB network in countries or regions except Japan, the system will automatically convert the trading amount into Japanese yen and credit it to the Japanese yen account. The corresponding foreign exchange fee will be exempted automatically. Single JCB Logo Credit Card can be repaid directly in Japanese yen, or by exchange purchase with RMB.

III. Application
Case 1: To facilitate your payment by swiping the cards and your enjoyment of rights and benefits, it is recommended that you mainly use the single UnionPay logo card in China, and the Single JCB Logo Credit Card overseas. With the combination of these two cards, you can enjoy convenient payment all over the world. If you do not have a single UnionPay logo card, you can apply for 1 card + 1 card, which means applying for Single JCB Logo Credit Card and single UnionPay logo card simultaneously.  You just need to fill out one form during the application for both cards.

Case 2: ICBC UnionPay credit card holder only needs to apply for Single JCB Logo Credit Card alone. The latter will be issued as a supplementary card to the former, meaning fast and convenient application procedures for you.

IV. Promotions
ICBC Single JCB Logo Credit Card holders can enjoy up to a 6% cash rebate for spending by swiping card overseas or overseas online shopping, and may enjoy another RMB200 double rebate for spending RMB2,000 or more. Please click here for details.

V. More Services
★ Fabulous dining, travel and hotel privileges in Japan, Korea and Taiwan

★ Golden Century VIP lounge service at the high-speed railway stations and airports in China
Holders of ICBC Single JCB Platinum Card and ICBC Single JCB Classic Card (including supplementary cards) can enjoy Golden Century VIP lounge service at the high-speed railway stations and airports for unlimited times by just showing their valid ICBC Single JCB Logo Credit Cards. Airports include those in Yanji, Changchun, Dalin, Tianjin, Ji’nan, Zhengzhou, Shanghai, Nanjing, Hangzhou, Wuhan, Hefei, Chongqing, Guangzhou, Zhuhai, Haikou, Sanya, Taiyuan, Xiamen, Shenyang, Shenzhen, Kunming, Yinchuan, Shijiazhuang, Hohhot and Qingdao; high-speed railway stations include those in Changsha, Shenzhen, Guangzhou and Zhengzhou (also including the railway station in Zhengzhou)

★ Overseas airport VIP lounge service
ICBC Single JCB Logo Platinum Card holders can enjoy overseas airport VIP lounge service, covering 28 major airports in Japan and airports in Hawaii, Honolulu, Hong Kong, Singapore, Thailand, Korea etc.

★ Overseas shopping insurance
ICBC Single JCB Logo Credit Card holders can enjoy maximum RMB20,000 insurance compensation for damaged goods due to accidents within 45 days from the purchase day when purchasing goods overseas from now on to November 30, 2016.

★ Rent overseas WIFI device free
ICBC Single JCB Logo Credit Card holders can rent overseas wifi device seven days in advance for ordinary days or ten days in advance for holidays through the global roaming reservation platform. They can pay the deposit in full amount with ICBC Single JCB Logo Credit Card and enjoy free renting within the provided days. 200 devices every month, first comes first served. Only one for each ICBC Single JCB Logo Credit Card

★Bonus points reward program

★Rapid registration at domestic hospitals (Bank-Hospital Link)

★Preferential treatments in car rental

★VIP lounge service at the high-speed railway stations and airports exclusive for platinum cardholders

★Aviation accident insurance, travel inconvenience insurance, global travel and medical assistance, and medical consultation by phone for platinum cardholders.

★VIP line 4000095588 and VIP channel for outlet Elite Club Cards exclusive for platinum cardholders

★Diverse repayment channels and convenient automatic repayment

★Various installments through telephone, POS, counter, Internet banking, among others

★Customized SMS alert service on balance change

★24-hour Internet and telephone banking services

★Free SMS alert on due repayment

★Automatic repayment through a designated account

★Repayment by RMB at home for overseas consumption

★Cancellation of full-amount penalty, only charging interests for unpaid overdraft that has become due

★Revolving credit and a grace period of 56 days at maximum

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.