☆ Description
ICBC AXA Co-branded Card - Ruyi Card is jointly issued by ICBC and ICBC-AXA Life Insurance Company Limited ("ICBC-AXA Life Insurance"), offering a full spectrum of services covering finance, wealth management and insurance. It has three products including ICBC Platinum Elite Club Account Card, ICBC Elite Club Card and ICBC Moneylink Card.

☆ Targets
Existing, new and potential customers of ICBC and ICBC-AXA Life Insurance.

☆ Functions
On top of all financial functions of a debit card, it has following functions as well:
● Insurance
The card holder can view the insurance policy, renew or pay the premium, change the personal particulars, make appointment for insurance service and draw pledge loan against insurance policy (loan released by the insurance company) at an ICBC branch and self-service facility.
The launch of this service is subject to ICBC's announcement.
● Value-added Services
The card holder will become a VIP customer of ICBC-AXA Life Insurance and is entitled to enjoy its VIP services.
● Exclusive Products
1. Exclusive financial products issued by ICBC-AXA Life Insurance to cardholders;
2. Full range of investment and management account services encompassing deposit, insurance, fund, bond, trust and private equity, precious metal.

☆ Discount Offer
Annual fee, new card fee and loss reporting fee waived. For details on discount offer, please see the rules and regulations of ICBC local branches.