Pure Yellow, Cool & Cute and Genuine
First authorization by Despicable Me 3 in China

The first genuine licensed credit card with Minion card face authorized in China by Despicable Me 3. The first issue includes four exquisite card faces with more coming soon.
Limited edition genuine licensed Minions-themed 3D gift mug
Free Youku or iQIYI VIP membership
Annual fee exemption
Tolerance of delay, Tolerance of shortage, up to 21% cashback on I Go Global and up to 50% discount for I Go Weekend
Consumption at any amount will win an account security insurance for a maximum compensation of RMB30,000
Production cost of RMB50 shall be paid for the card (the charging standard for supplementary card is the same as the principal card)

Tropical storm:

Mysterious 007:

Unruly Forum:

Machine world:

ICBC “Despicable Me” Themed Credit Card (“Despicable Me Card”) is only available at the gold level. The first genuine licensed credit card with Minion card face authorized in China by Despicable Me 3. The first issue includes four exquisite card faces with more coming soon, for which application can be submitted.
“1+1” card application: simultaneously apply for UnionPay single-logo single-currency card (magnetic stripe + PBOC contactless chip) and VISA single-logo multi-currency card (magnetic stripe + EMV contactless chip). The card offers stronger encryption, higher safety and wider acceptance. Their accounts are linked so that you can use both cards for payment at home and abroad freely.

Benefits of ICBC “Despicable Me” Themed Credit Card

I.Financial Benefits
i.Annual fee exemption
Annual fees are exempted within the validity period after Despicable Me Cards are successfully applied for.

ii.Tolerance of delay
The repayment grace period is 3 days, that is, the card holder will have 3 days as the repayment grace period. As long as the card holder pays off the bill within three days following the due day, it is still deemed as punctual repayment.

iii.Tolerance of shortage
For cards opened on or later than December 1, 2017, the grace shortage for required repayment in the current period is RMB10. By the due repayment grace period date (due repayment date + grace period), when the unpaid portion of all the required repayment amount for the last bill is less than or equal to RMB10, the card holder is deemed to have paid all required repayment amount.
For cards opened before December 1, 2017, the grace shortage for minimum repayment is RMB10. By the due repayment grace period date (due repayment date + grace period), when the unpaid portion of the minimum repayment amount for the last bill is less than or equal to RMB10, the card holder is deemed to have paid the minimum repayment amount.
As from December 1, 2017, for newly-opened ICBC Despicable Me Credit Cards, the “special interest calculation” method as stipulated in Article 3 of the Peony Credit Card Receipt Contract (Personal Card) shall apply. If the required repayment in the current period has not been fully repaid before the due repayment date (included), the overdraft interests shall be paid for the overdraft transactions (including the repaid portion) from the bank accounting date to the repayment date.

iv.Zero multi-currency exchange fee
No currency exchange is charged fee for any spending overseas. The credit card supports ten foreign currencies including USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD. The consumption at the network of VISA in countries or regions of the ten foreign currencies is directly posted to the account in corresponding currencies without currency exchange, so the card holder does not need to pay the exchange fee. For the consumption out of countries or regions of the ten foreign currencies, the exchange fee is automatically exempted.

v. Account security insurance
Free account security insurance covering all ICBC credit cards under the name of the cardholder for the next month will be offered once the credit card is used for at least one payment for any amount of consumption within one month, with high coverage, quick settlement and maximum compensation of RMB30,000. For details and settlement process, see the “ICBC Credit Card Benefit Section” on the official website of ICBC.

vi. Other financial services
Revolving credit and long interest-free repayment period
Personal credit consumption loans
Human-based password selection function
Installment in diverse manners such as phone, POS, counter, Internet Banking, etc.
24-hour Internet and Telephone Banking services
Electronic statement service
Reward point program

II. Benefits for Despicable Me Fans
i.  Minions-themed 3D gift mug
New customers who have applied for a Despicable Me Card through online channel for the first time, and used it for at least three payments (one must be bound to the card) for consumption within 60 days after the card is activated can have access to one genuine licensed Despicable Me 3D mug from the WeChat public account of “icbccards” or ICBC e-Life APP. There are totally 60,000 mugs available. First come, first get (This offer is not compatible with the RMB66 cashback for ICBC new customers).
Terms and conditions:
1. The offer is valid from February 1, 2018 to December 31, 2018.
2.. At the beginning of each month, ICBC will identify qualified card holders of the Despicable Me Card (both master card and supplementary card can participate) by the end of the previous month. The card holders can get a mug after the 10th day in the second month following consumption from the WeChat public account of “icbccards” or ICBC e-Life APP. The card holders can select to make the mug be sent to their residential address or office address on the application form, and the gift will be sent within 15 working days after being collected by the card holders, for which the delivery may be delayed due to legal holidays, as the case may be.
3. When ICBC draws the data of qualified card holders during the period of offer, the card status shall be normal. If the card cannot be used due to control or the status of account is abnormal due to late repayment, the card holder cannot participate in the offer.
4. Actually received gifts may be different from the reference pictures. Gifts cannot be exchanged for cash. Relevant suppliers or distributors shall be liable for the gifts and corresponding services. No change or refund will be accepted after delivery. No invoice will be provided for all the gifts granted in the offer.
5. Any income tax involved in the offer shall be declared and paid by the card holders to relevant tax administrations.

ii. Free membership of video websites
New customers who have applied for an ICBC credit card through online channel for the first time, used it for card-bound consumption at any amount within 30 days after the card is activated can have access to one-month’s Youku or iQIYI VIP membership as the customers selected from the WeChat public account of “icbccards” or ICBC e-Life APP.
Terms and conditions:
1. This offer is valid from February 1, 2018 to December 31, 2018.
2. At the beginning of each month, ICBC will identify qualified card holders of the Despicable Me Card (both master card and supplementary card can participate) by the end of the previous month. The card holders can get one-month Youku or iQIYI VIP membership as they selected after the 10th day in the second month following consumption from the WeChat public account of “icbccards” or ICBC e-Life APP (extended accordingly in cases of legal holidays).
3. When ICBC draws the data of qualified card holders during the period of offer, the card status shall be normal. If the card cannot be used due to control or the status of account is abnormal due to late repayment, the card holder cannot participate in the offer.

III. Up to 21% cash-back for overseas purchases on I Go Global
From the present day to February 28, 2018 (excluded), Despicable Me Card holders can enjoy a cash-back of up to 21% on overseas purchases by sending an SMS reading “XYK8” to 95588 using the mobile phone number preserved at ICBC, or sending “XYK8” to ICBC Messenger via ICBC Link to sign up for the activity. You can enjoy a cash-back of up to 12% (RMB120) for a single payment of no less than RMB1,000 for consumption; besides, for every 6 payments for consumption of no less than RMB300 each, there is a chance of getting another cash-back of 9% for any of these payments, which covers all cross-border merchants both online and offline and is supported by the top six card issuers. The quota is limited, and first come first served. As for specific period, rules and benefits of the activity, please subscribe the WeChat public account of “icbccards”, and refer to “I want special offers”-“21% discount for I Go Global” or click to query. After expiry of the benefits, the announcements on latest activities published on the Bank’s official website shall govern.
To the extent permitted by law, ICBC reserves the right to revise the terms and specific rules of this activity, and has the right to suspend or cancel this activity, which will take effect after being published through ICBC channels (such as ICBC website, ICBC credit card WeChat public account).

IV. 50% discount at most for “I Go Weekend”
Card holders can enjoy a discount of up to 50% at weekends for food, shopping, movies, supermarkets, convenience stores, coffee and desserts at 10,000 merchants in 500 business districts of 100 big cities across China. As for details about the stores, merchants and activity, please subscribe the WeChat public account of “icbccards”, and refer to “I want special offers”-“50% discount for I Go Weekend” and follow the “I Go Weekend” program. After expiry of the benefits, the announcements on latest activities published on the Bank’s official website shall govern.

Quick Payment With “Despicable Me” Credit Card
★Linking the card to your mobile phone
You can use your phone to apply for a supplementary card for your Despicable Me Card (UnionPay brand) in use, and swing the phone to make payment. ICBC has launched mobile payment methods such as HCE Cloud Quick Pay, Apple Pay, Samsung Pay, MI Pay, and Huawei Pay. Featuring convenient binding, this service can be enabled immediately to provide customers with quick payment!
★ICBC QR Code
You can link your Constellation card in use to ICBC QR code payment, and make payment through the ICBC Link/ICBC Mobile’s “Scan” function, greatly improving the efficiency and convenience of payment.
★A full range of payment methods
Supporting multiple brands, media and currencies, the card meets your diversified needs by “card swiping, inserting, swinging or scanning”.
Tips: The Bank has the right to cancel the plan or made addition/reduction to or delete the provisions as required (including but not limited to the eligibility and present standards), which will take effect after published through the Bank’s channels (such as the website, ICBC credit card WeChat public account).