Benefits of Fantasy Westward Journey Mobile Game Moneylink Card

Tolerance of delay and shortage, 0 currency exchange fee
Exclusive benefits for players
“I Go Weekend” offers for spending at 10,000 merchants in 500 business districts of 100 big cities
Account security insurance for any amount of spending, with maximum compensation of RMB30,000

Patterns of Fantasy Westward Journey Mobile Game Moneylink Card

Crown prince +Fairy Moth

Chivalrous Man + Bone Elves

Fantasy Westward Journey (FWJ) Mobile Game Moneylink Card is only available at the gold level. With major characters of the FWJ as design elements, four faces are combined into two sets - Crown prince +Fairy Moth and Chivalrous Man + Bone Elves to meet diverse needs of customers. They are collectible for players.
“1+1” application: simultaneously apply for UnionPay single-logo single-currency card (magnetic stripe + PBOC contactless chip) and MasterCard single-logo multi-currency card (magnetic stripe + EMV contactless chip). This card offers stronger encryption, higher safety and wider acceptance. Their accounts are linked so that you can use both cards for payment at home and abroad freely. 

Benefits of FWJ Mobile Game Moneylink Card

I. Financial Benefits
i. Tolerance of delay
The repayment grace period is 3 days, that is, the card holder will have 3 days as the repayment grace period. As long as the card holder pays off the bill within three days following the due day, it is still deemed as punctual repayment.

ii. Tolerance of shortage
For cards opened on or later than December 1, 2017, the grace shortage for required repayment in the current period is RMB10. By the due repayment grace period date (due repayment date + grace period), when the unpaid portion of all the required repayment amount for the last bill is less than or equal to RMB10, the card holder is deemed to have paid all required repayment amount.
For cards opened before December 1, 2017, the grace shortage for minimum repayment is RMB10. By the due repayment grace period date (due repayment date + grace period), when the unpaid portion of the minimum repayment amount for the last bill is less than or equal to RMB10, the card holder is deemed to have paid the minimum repayment amount.
As from December 1, 2017, for newly-opened FWJ Moneylink Card, the “special interest calculation” method as stipulated in Article 3 of the Peony Credit Card Receipt Contract (Personal Card) shall apply. If the required repayment in the current period has not been fully repaid before the due repayment date (included), the overdraft interests shall be paid for the overdraft transactions (including the repaid part) from the bank accounting date to the repayment date.

iii. Zero multi-currency exchange fee
No currency exchange fee is charged for any spending overseas. The card supports ten foreign currencies including USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD. The consumption at the network of VISA in countries or regions of the ten foreign currencies is directly posted to the account in corresponding currencies without currency exchange, so the card holder does not need to pay the exchange fee. For the consumption out of countries or regions of the ten foreign currencies, the exchange fee is automatically exempted.

iv. Account security insurance
Free account security insurance covering all ICBC credit cards under the name of the cardholder for the next month will be offered once the credit card is used for at least one payment for any amount of consumption within one month, with high coverage, quick settlement and maximum compensation of RMB30,000. For details and settlement process, see the “ICBC Credit Card Benefit Section” on the official website of ICBC.

v. Other financial services
Revolving credit and long interest-free repayment period
Personal credit consumption loans
Human-based password selection function
Installment in diverse manners such as phone, POS, counter, online banking, etc.
24-hour online and mobile banking services
Electronic statement service
Reward point program

II. Exclusive Benefits for Players
i.Gift pack of activation code
New customers who have successfully applied for FWJ Moneylink Card through online channels and made at least one card-bound payment for consumption within 30 days after its activation can acquire a FWJ gift pack (i.e., one electronic activation code) from the WeChat public account of “icbccards” or ICBC e-Life APP. The activation code can be used for the following purposes:
1.Gift pack
Time: from now to February 28, 2018
Contents: New customers who have successfully applied for FWJ Moneylink Card through online channels and made at least one card-bound payment for consumption within 30 days after its activation can acquire a FWJ gift pack worth RMB60. 

2. Silver coin for recharging
Time: from now to February 28, 2018
After using the activation code, create a role and recharge before reaching the grade 65. Then, the card holder can get a silver coin equivalent to 12% of the first recharging amount.

3. Special bubble frame
There is a chance to get special bubble frames (15 days) during redemption .

III. Up to 21% Cashback for Overseas Purchases and Shopping on “I Go Global”
From the present day to February 28, 2018 (excluded), FWJ Card holders can enjoy a cashback of up to 21% on overseas purchases and shopping by sending an SMS reading “XYK8” to 95588 using the mobile phone number preserved at ICBC, or sending “XYK8” to ICBC Messenger via ICBC Link to sign up for the activity. You can enjoy a cashback of up to 12% (RMB120) for a single payment of no less than RMB1,000 for consumption; besides, for every 6 payments for consumption of no less than RMB300 each, there is a chance of getting another cashback of 9% for any of these payments, which covers all cross-border merchants both online and offline and is supported by the top six card issuers. The quota is limited, and first come first served. As for specific period, rules and benefits of the activity, please subscribe the WeChat public account of “icbccards”, and refer to “I want special offers”-“21% discount for I Go Global” or click to query. After expiry of the benefits, the announcements on latest activities published on the Bank’s official website shall govern.

IV. Up to 50% Discount for “I Go Weekend”
Card holders can enjoy a discount of up to 50% for food, shopping, movies, supermarkets, convenience stores, coffee and desserts at 10,000 merchants in 500 business districts of 100 big cities across China on weekends. As for details about the stores, merchants and activity, please subscribe the WeChat public account of “icbccards”, and refer to “I want special offers”-“50% discount for I Go Weekend” and follow the “I Go Weekend” program. After expiry of the benefits, the announcements on latest activities published on the Bank’s official website shall govern.

Quick Payment with FWJ Mobile Game Moneylink Card
★Linking the card to your mobile phone
You can use your phone to apply for a supplementary card for your personal principal FWJ Mobile Game Moneylink Card in use, and swing the phone to make payment. ICBC has launched mobile payment methods such as HCE Cloud Quick Pay, Apple Pay, Samsung Pay, MI Pay, and Huawei Pay. Featuring convenient binding, this service can be enabled immediately to provide customers with quick payment!
★ICBC QR Code
You can link your FWJ Mobile Game Moneylink Card in use to ICBC QR code payment, and make payment through the ICBC Link/ICBC Mobile’s “Scan” function, greatly improving the efficiency and convenience of payment. You can also enjoy the privilege of “Random reduction, up to RMB1,000”.
★A full range of payment methods
Supporting multiple brands, media and currencies, the card meets your diversified needs by “card swiping, inserting, swinging or scanning”.
Tips: The Bank has the right to cancel the plan or made addition/reduction to or delete the provisions as required (including but not limited to the eligibility and present standards), which will take effect after being published through the Bank’s channels (such as the website, ICBC credit card WeChat public account).