Special card faces tailor-made for various military forces
Annual fee exemption
Tolerance of delay and shortage
Free cabin and train seat upgrade for servicemen and their family members
Fantastic AR (Augmented Reality)
Account security insurance for any amount of spending, with maximum compensation of RMB30,000

To celebrate the 90th anniversary of the People’s Liberation Army, ICBC, along with the Logistic Support Department of Central Military Commission, Army, Navy, Air Force, Rocket Force and Strategic Support Force, has released ICBC Military Spirit Credit Card (“Military Spirit Card”) for nationwide military personnel and their family members and military fans. With military services as the theme, the gold card is holographic with latest military equipment printed by the relief technique.

The card is a UnionPay single-log single-currency card (magnetic stripe + PBOC contactless chip). It offers stronger encryption, higher safety and wider acceptance. Note: Military Spirit Card does not support supplementary cards, nor it supports the handling of any other credit cards in the form of supplementary card under it (except for supplementary card of mobile phone).

Military spirit cards are designed for you with spirit, ability, courage and morality!

　　Benefits of ICBC Military Spirit Credit Card

I.Financial Benefits
i.Annual fee exemption
Customers are exempted from annual fees during the validity period if they have successfully applied for Military Spirit cards.

ii.Tolerance of delay
The repayment grace period is 3 days, that is, the card holder will have 3 days as the repayment grace period. As long as the card holder pays off the bill within three days following the due day, it is still deemed as punctual repayment.

iii.Tolerance of shortage
For cards opened on or later than December 1, 2017, the grace shortage for required repayment in the current period is RMB10. By the due repayment grace period date (due repayment date + grace period), when the unpaid portion of all the required repayment amount for the last bill is less than or equal to RMB10, the card holder is deemed to have paid all required repayment amount.
For cards opened before December 1, 2017, the grace shortage for minimum repayment is RMB10. By the due repayment grace period date (due repayment date + grace period), when the unpaid portion of the minimum repayment amount for the last bill is less than or equal to RMB10, the card holder is deemed to have paid the minimum repayment amount.
As from December 1, 2017, for newly-opened Military Spirit Cards, the “special interest calculation” method as stipulated in Article 3 of the Peony Credit Card Receipt Contract (Personal Card) shall apply. If the required repayment in the current period has not been fully repaid before the due repayment date (included), overdraft interests shall accrue for the overdraft transactions (including the repaid portion) from the bank accounting date to the repayment date.

iv.Account security insurance
Free account security insurance covering all ICBC credit cards under the name of the card holder for the next month will be offered once the credit card is used for at least one payment for any amount within one month, with high coverage (minimum coverage of RMB10,000 for gold card), quick settlement and maximum compensation of RMB30,000.
For details and settlement process, see the “ICBC Credit Card Benefit Section” on the official website of ICBC.

v.Other financial services
Revolving credit and long interest-free repayment period
Personal credit consumption loans
Human-based password selection function
Installment in diverse manners such as phone, POS, counter, Internet Banking, etc.
24-hour Internet and Telephone Banking services
Electronic statement service
Reward point program

II.Exclusive Offers for Servicemen and Their Family Members
Servicemen (both on active duty and retired) and their family members (including spouse, parents and children) will have an opportunity to enjoy free cabin and train seat upgrade.
Military customers, who currently possess (or once possessed) ICBC military business card, armed police business card, military support card, armed police support card and supplementary card of military payroll card or armed force payroll card, can enjoy free cabin upgrade (discounted economy cabin to high-end economy cabin) or free train seat upgrade (hard seat to hard sleeper on normal train or second-class seat to first-class seat on high speed train) when they buy domestic flight or train ticket for themselves using the Military Spirit Card (applicable for both principal card and supplementary card) and meeting the following requirements: successfully applying for the Military Spirit Card while their family members successfully applying for the supplementary card, having activated the card for three whole months and made 3 transactions. There are total 8,000 offers available on a first-come-first-served basis and each customer is limited to one-time offer.

Terms and conditions:
i.The offer starts from November 11, 2017 till the day the quota is used up.

ii.At the beginning of each month, ICBC will identify qualified card holders of the Military Spirit Card (available to both principal card and supplementary card holders) by the end of the previous month. On the 10th day (e.g., January 10, 2018) of the next month following account opening (e.g., December 15, 2017), card holders can check their own qualification for free cabin and train seat upgrade (affected by public holidays and will be delayed accordingly) by logging in the column “I want special offers” - “I am a card holder” - “ICBC Military Spirit Credit Card” in ICBC WeChat public account of “icbccards” (or “ICBC e-Life APP”) or the column “ICBC card offer” in the app “Tian Di Yi Jia”, and inputting their name, the second-generation ID number (first 6 digits + last 4 digits), the number (last 4 digits) of the Military Spirit Card (including mobile credit card) used for your first transaction, phone number (last 4 digits) and verification code (last 4 digits).

III. AR for Players
Download and register “Xingxingwanhuatong” APP to get close contact with China’s latest military equipment and play military games at ease.
Guide to AR operation:
1.Scan the following QR code, and download, install, register and log into “Xingxingwanhuatong” APP as prompted. 

2.Open “Xingxingwanhuatong” APP and click “The 90th anniversary of the People’s Liberation Army” ad picture to directly enter the activity detail page or directly click the first page to scan the following button and the front of Military Spirit cards to enter the activity detail page.

3.Click “Start scanning” and put the front of Military Spirit card in front of cell phone camera to get close contact with China’s latest military equipment from all aspects. Military games are also available for you to play!

Tips:
1.As it is necessary to download model resources for the first scanning, please wait a moment.
2.AR effect of Military Spirit cards is provided by Beijing Youliao Ciyuan Technology Co., Ltd. In case of any service problem, please contact the company’s “Xingxingwanhuatong” APP to solve it through negotiation. ICBC shall not bear any responsibility in this regard.

IV.Travel Benefits
Offer for global car rental: from the present day to December 31, 2018. After expiry of the benefits, the announcements on latest activities published on the Bank’s official website shall prevail.
1.Hertz car rental: 10% off + reduction and upgrade for specific amount of spending for global car rental of Hertz.
2.Car rental: 12% off for self-driving car rental and chauffeured car pick-up/send-off.
Discounts for payment with Military Spirit card only.

V.Benefits for “I GO”
i.50% discount at most for “I Go Weekend”
From the present day to October 31, 2018, Military Spirit Card holders can enjoy a discount of up to 50% at weekends for food, shopping, movies, supermarkets, convenience stores, coffee and desserts at 10,000 merchants in 500 business districts of 100 big cities across China. As for details about the stores, merchants and activity, please subscribe the WeChat public account of “icbccards”, and refer to “I want special offers”-“50% discount for I Go Weekend” and follow the “I Go Weekend” program. After expiry of the benefits, the announcements on latest activities published on the Bank’s official website shall prevail.

ii.21% cash-back at most for overseas purchases on “I Go Global”
From the present day to February 28, 2018, Military Spirit Card holders can enjoy a cash-back of up to 21% on overseas purchases by sending an SMS reading “XYK8” to 95588 using the mobile phone number preserved at ICBC, or sending “XYK8” to ICBC Messenger via ICBC Link to sign up for the activity. You can enjoy a cash-back of up to 12% (RMB120) for a single payment of no less than RMB1,000; besides, for every 6 payments for consumption of no less than RMB300 each, there is a chance of getting another cash-back of 9% for any of these payments, which covers all cross-border merchants both online and offline and is supported by the top six card issuers. The quota is limited and first come first served. As for specific period, rules and benefits of the activity, please subscribe the WeChat public account of “icbccards”, and refer to “I want special offers”-“21% discount for “I Go Global” or click to query. After expiry of the benefits, the announcements on latest activities published on the Bank’s official website shall prevail.

Quick Payment with Military Spirit Card!
★Linking the card to your mobile phone
You may link multiple payment methods, such as HCE Quick Pay, Apple Pay, Samsung Pay, MI Pay and Huawei Pay to your personal principal Military Spirit Card in normal use via cell phone and swing the phone to make payment. Featuring convenient binding, this service can be enabled immediately to provide customers with quick payment!
★ICBC QR Code
You can link your Military Spirit Card in use to ICBC QR code payment, and make payment through the ICBC Link/ICBC Mobile’s “Scan” function, greatly improving the efficiency and convenience of payment.
A full range of payment methods
★UnionPay (magnetic stripe + PBOC contactless chip). The card meets your diversified needs by “card swiping, inserting, swinging or scanning”.
Tips: To the extent permitted by law, ICBC reserves the right to revise the terms and specific rules of this activity, and has the right to suspend or cancel this activity, which will take effect after being published through ICBC channels (such as ICBC website, ICBC credit card WeChat public account).