VISA ICBC Olympic · Han Tianyu Credit Card is a credit card product in the theme of fashion sports tailor-made by Industrial and Commercial Bank of China for winter sports enthusiasts at the time of entering count-down in Pyeongchang 2018 Winter Olympics. This card is printed with exclusively authorized portrait and signature of Han Tianyu, a world champion and major player in China’s short-track speed skating team for the Winter Olympics, creating an atmosphere of “enhancing public awareness, and boosting Olympics” for the event! Join with Han Tianyu and cheer for winter sports in China!

Introduction to Benefits of VISA ICBC Olympic · Han Tianyu Credit Card

Promote with the exclusive image of world champion Han Tianyu
20% discount at domestic ski fields and skating rinks; and up to 50% discount at overseas ski fields
A world champion will teach you how to ice-skate - AR experience with speed and passion
Tolerance of delay and shortage; zero fees for currency exchange; up to 21% cash-back at I Go Global
Account security insurance to be offered on the condition of a random consumption, with the maximum insured amount reaching RMB30,000
Bind with ICBC e-Life, and enjoy 50% off discounts in all consumption activities
Notes: As long as there are totally 5 payments for consumption or the total consumption reaches RMB5,000 (or equivalent in foreign currency) in one card year, the annual fee for both main card and supplement card can be exempted.

Card Design of VISA ICBC Olympic · Han Tianyu Credit Card

VISA ICBC Olympic · Han Tianyu Credit Card (hereinafter referred to as “Olympic Card”) is a gold card, embossed with the card number. The bank will synchronously issue a UnionPay single currency card (magnetic strip + PBOC contactless chip + IC + e-cash) and a VISA multiple-currency card (magnetic strip + EMV contactless chip card + IC) in a “1 + 1” manner, providing stronger encryption, higher security, and wider range of admissibility. The accounts for the two cards are correlated and can be used in combination, and both domestic and foreign payments can be made freely.
Note: The product does not support supplement cards, nor it support the handling of any other credit card in the form of supplement card under Olympic Card (except for supplement card of mobile phone).

Detailed Benefits of VISA ICBC Olympic · Han Tianyu Credit Card

I. Featured Financial Benefits
i. Tolerance of delay
A three-day period of grace is granted, that is, as long as the cardholder pays off the bill within three days following the due day, it is still deemed as punctual repayment.

ii. Tolerance of shortage
The short repayment of RMB10 is allowed in the current period. As long as the unpaid part of all the required repayment of last month is no more than RMB10 as at the end of the period of grace (due day + three-day period of grace), the cardholder is still deemed as having paid off the required minimum amount.
As from December 1, 2017, for newly-opened Olympic Cards, the special interest calculation method as stipulated in Article 3 of the Peony Credit Card Receipt Contract (Personal Card) shall apply. If the required repayment in the current period has not been fully paid before the due date (included), the overdraft interests shall be paid for the overdraft transaction (including the repaid part) from the bank accounting date to the repayment date.

iii. Zero fees for currency exchange
Currency exchange is not charged for overseas consumption. The card is available in 10 currencies, namely USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD. When you use the card in the VISA network in countries or regions corresponding to the 10 currencies, the accounts will be recorded directly in the corresponding currency with no need for currency exchange, and the card holder does not need to pay the exchange fees. When you use the card outside the countries or regions of the 10 currencies, the system will automatically exempt exchange fees.

iv. Account security insurance
Free account security insurance covering all ICBC credit cards under the card holder’s name for the following one month is offered once it is used it for at least one transaction in the current month. The premium is high, the settlement of claim is quick, the minimum premium for gold card is RMB10,000, and the maximum compensation amount reaches RMB30,000. For the detailed rules and the procedure of claim settlement, please refer to the special zone for “Benefits of ICBC Credit Card” on the official website of ICBC.

v. Other financial services
Revolving credit, ample interest-free repayment period
Personal credit consumption loans
Personalized password selection function
Multiple installment payment means including telephone, POS, counter, and Internet banking
24h online and telephone banking services
Electronic reconciliation service
Credit rewards program

II. Benefits for Skiing and Skating both at Home and Abroad
i. Benefits at Songhuahu Ski Field and Shijinglong Ski Resort (applicable for UnionPay cards)
At Vanke Shijinglong Ski Resort, for consumption with spot payment by Olympic Card (UnionPay brand), including cableway, skiing equipment rental and snow entertainment, the card holder can enjoy a 20% off discount of the regular prices; at Songhuahu Ski Field, for consumption with spot payment by Olympic Card (UnionPay brand), including cableway, skiing equipment rental, snow entertainment and hotel rooms, the card holder can enjoy a 20% off discount of the regular prices.

ii. Benefits at other domestic ski fields (applicable for VISA Olympic Cards)
From December 1, 2017 to March 31, 2018, the holders of Olympic Cards (VISA brand) can enjoy a 20% off discount of the regular prices for booking sports at the following ski fields.

Notes:
1. Reservation of skiing sport at 20% discount shall be made via the WeChat Subscription “Visa China” or visa.bestdo.com 24 hours ahead of time.
2. Period of validity of the benefit: From December 1, 2017 to March 31, 2018.
3. The benefit is only applicable for the holders of Visa cards issued in Chinese mainland.
4. In case that the card holder cannot go to the ski field to enjoy the skiing benefit, he/she shall cancel the reservation via the WeChat Subscription “Visa China” or by calling Bestdo’s customer service (Tel. No.: 4006841808) 24 hours ahead of time; otherwise, it shall be deemed as having used.
5. The card holders shall make additional payments for enjoying other facilities or services at the ski fields.
6. The card holders shall abide by relevant regulations of the ski fields.
7. The providers of the benefits shall be solely responsible for the fulfillment of the benefits.
8. Visa has the right to modify or cancel any or all benefits at any time without prior notice.

iii. Exclusive benefits at domestic skating rinks (applicable for VISA Olympic Cards)
From October 1, 2017 to December 31, 2018 (excluded), holders of Olympic Cards (VISA brand) can enjoy a 20% off discount of the regular prices for booking sports at the following skating rinks.  

Notes:
1. Reservation of skating sport at 20% discount shall be made via the WeChat Subscription “Visa China” or visa.bestdo.com 24 hours ahead of time.
2. The benefit is only applicable for the holders of Visa cards issued in Chinese mainland.
3. Period of validity of the benefit: October 1, 2017 to December 31, 2018.
4. In case that the card holder cannot go to the skating rink to enjoy the skating benefit, he/she shall cancel the reservation via the WeChat Subscription “Visa China” or by calling Bestdo’s customer service (Tel. No.: 4006841808) 24 hours ahead of time; otherwise, it shall be deemed as having enjoyed and the payment will not be refunded.
5. The card holders shall make additional payments for enjoying other facilities or services at the skating rinks.
6. The card holders shall abide by relevant regulations of the skating rinks.
7. The providers of the benefits shall be solely responsible for the fulfillment of the benefits.
8. Visa has the right to modify or cancel any or all benefits at any time without prior notice.

iv. Exclusive benefits at ski fields in Japan (applicable for VISA Olympic Cards)
List of Cable Car Cost for Ski Fields in Japan

Notes:
1. The opening period shall be the business period of various ski fields
2. Business Hours may be subject to adjustment owing to snow conditions; the final business time published by various fields shall prevail.
3. The host ski field shall be responsible for interpreting any other benefit available on the site.

III. AR Experience of Ice and Snow – A world champion teaches you how to ice-skate
Download the “ICBC e-Life” APP and register yourself; scan the card face of Olympic Card, you can realize the dream scene of Winter Olympics, learn short-track speed skating from Han Tianyu, and experience the speed and passion when the skate blade is skimming over ice!

IV. Travel Benefits
Discounted global car rental: From the present day to December 31, 2018, Olympic Card holders may enjoy global car rental discount. After expiry of the benefits, the announcements on latest campaigns published on the Bank’s official website shall prevail.
1. Hertz: 10% off for global Hertz car rental + escalated discount on meeting specified criteria.
2. Top1: 12% off for self-driving of rented car and exclusive car pickup.
3. Discounts are only available when Olympic Card is used to make payment.

V. Benefits provided by I Go
i. Up to 50% discount for “I Go Weekend”
From the present day to October 31, 2018, Olympic Card holders can have a discount up to 50% at weekend for enjoying food, shopping or watching movies in supermarkets, convenience stores, and coffee/dessert shops at 10,000 merchants located in 500 business districts of 100 big cities across China. As for the details about the stores, merchants and campaign, please refer to the WeChat subscription “icbccards”-“I want a discount”-“50% discount at “I Go Weekend” and the “I Go Weekend” program. After expiry of the benefits, the announcements on latest campaigns published on the Bank’s official website shall prevail.

ii. Up to 21% cash-back for overseas purchases on I Go Global
From the present day to February 28, 2018, Olympic Card holders can send an SMS reading “XYK8” to 95588 using the mobile phone number preserved at ICBC, or send “XYK8” to ICBC Messenger via ICBC Link to sign up for the campaign and enjoy 21% cash-back at most for overseas purchases. You can have 12% cash-back (RMB120) for a single payment of no less than RMB1,000; besides, for every 6 transactions of no less than RMB300 each, there is a chance of getting another 9% cash-back for any of these payments. It covers all cross-border merchants both online and offline and supported by the top six card issuers. The quota is limited. First come, first get. As for the period and rules of the campaign, please refer to the WeChat subscription “icbccards”-“I want a discount”-“21% cash-back on I Go Global” or click the query. After expiry of the benefits, the announcements on latest campaigns published on the Bank’s official website shall prevail.

Quick Payment with VISA ICBC Olympic · Han Tianyu Credit Card!
★ Linking the card to your mobile phone
You can use your phone to apply for a supplement card for your Olympic personal card (UnionPay brand) in use, and swing the phone to make payment. ICBC has launched mobile payment methods such as HCE cloud quick pass payment, Apple Pay, Samsung Pay, MI Pay and Huawei Pay. Quick link to card, “easy opening”, and “quick pass payment”!
★ ICBC QR Code
You may also bind your Olympic Card in normal use with ICBC QR code payment and “scan” to pay via “ICBC Link” or “ICBC Mobile”, to enjoy much higher payment efficiency and convenience.
★ A full range of payment methods
It supports multiple brands, multiple media and multiple currencies; and “a full range of payment modes are available. You may “swipe”, “insert”, “wave” or “scan” the card to pay, covering your varied needs.
Note: within the scope permitted by law, ICBC reserves the right to interpret various benefits and campaign rules of Olympic Card, and cancel the campaign or add, delete or revise the rules as required (including but not limited to the qualification for participation and the criteria for gifts), which will come into effect after it is announced via relevant channels of ICBC (e.g., its official website or the WeChat Subscription of ICBC credit card.