กกกกOperation Guide  

    Apply/Renew offers services to online apply for or renew ICBC Peony Quasi-Credit Card and Peony Credit Card.

[Apply For Peony Credit Card]:
Peony Credit Card is a kind of credit card issued by ICBC. It adopts international practices of revolving credit. Card Issuer grants credit limit to the cardholder according to his/her credit standing.Cardholder can spend first and then repay. Maximum credit limit of Personal Card can reach RMB50,000. For overdraft within credit limit, cardholder can enjoy an interest-free repayment period of minimum 25 days and maximum 56 days if cardholder repays all the money owed before the due repayment date as specified on the bank statement. If cardholder chooses to repay the minimum repayment amount, credit limit will recover according to the repaid amount. Peony Credit Card can be used at ICBC Business Offices and ICBC Merchants, Merchants and ATMS with China UnionPay Logo. Credit card can also be used in overseas Merchants and ATMs with China Unionpay Logo such as in Hong Kong, Macau, South Korea, Thailand and Singapore. Credit is settled in Renminbi. Allow overdraft during spending, settle through transfer cash deposit and withdrawal.

[Peony Quasi-Credit Card Application]:
Peony Quasi Credit Card is a kind of quasi-credit card issued by ICBC. Cardholder can overdraw within credit limit. Peony Quasi Credit Card can be used at ICBC Business Offices and ICBC Merchants, Merchants and ATMS with China UnionPay Logo. It can also be used in overseas Merchants and ATMs with China Unionpay Logo such as in Hong Kong, Macau, South Korea, Thailand and Singapore. Credit is settled in Renminbi. Allow overdraft during spending, settle through transfer, cash deposit and withdrawal.

[Renew my Card]:
If your Peony Quasi Credit Card or Peony Credit Card expired or the card is damaged, you can online renew through "Card Renew Application"

[Card Application Result]:
If you have applied apply ICBC Peony Quasi Credit Card or Peony Credit Card online, check the result through this function.

[Card Renewal Result]:
If you have applied to renew a card online, check the result through this function.



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