"USB-Shield" is a hardware device with intelligence chip and similar to U disk in shape, and is a kind of digital signature tool jointed developed by ICBC and world famous Microsoft and adopting intelligence chip information encryption techniques. Once you bring your bank account into the certificate management, customer certificate is required for verification in the processe of account transfer, remittance or B2C payment through Internet Banking. Because the customer certificate is unique and unduplicated, no one can transfer your funds through Internet with only your ID information and account information.

If you has not applied personal Internet banking customer certificate(USB-Shield), your registered card number and payment password are only required for verification for the process of account transfer, remittance or B2C payment through Internet. If you registered card number and payment password are revealed by negligence, illegal persons may transfer funds from your account through payment business through Internet. We suggest you immediately apply an USB-Shield so as to simply and conveniently use it and ensure safety of funds in your account.

At present, for remnant customers of "Banking@Home" registered over counter using static password, the single transaction limit is RMB 300, the daily-accumulated limit is RMB 300, and the total limit is RMB 300 for online shopping, online payment, tuition payment and outward transfer and remittance. For Customers with E-banking Code Card, single transaction limit is RMB 1,000, and the daily-accumulated limit is RMB 5,000. Customers with USB-Shield suffer no above transaction limit and enjoy all kinds of services such as 24-hour large amount transfer and remittance. Online payment limits on special enterprises designated by ICBC are different.