Structured Financing Advisory Service

Liquid Liabilities Financing

Special Creditor’s Right Investment

Deal-matching Advisory Service

Assets Securitization Financial Advisory Service

Bridge Financing Service

Debt Financing Plan Service of Beijing Financial Assets Exchange

Structured Financing Advisory Service

I. Description
ICBC designs structured financing plans for the financing customers in its capacity as financial advisor, and connects the plans with the Bank’s wealth management funds based on a proper trading structure through the trust schemes or asset management schemes of cooperative institutions, in order to meet the customers’ financing needs.

II. Applicable Targets
Enterprises and organizations with financing demand.

III. Service Channels
Investment banking departments at all levels.

IV. Service Content
The contents of service include designing the financing plans and assisting the customers to accomplish financing activity. Fund is sourced from the Bank’s wealth management products or the asset management schemes for which ICBC sells on behalf of the customers (wealth management funds).

V. Charging Standards
Through negotiation, both parties enter into a debt financing advisory service agreement. The financial advisory service will be charged as per agreed standard.

Liquid Liabilities Financing

I. Description
In liquid liabilities financing service, ICBC satisfies the customer’s temporary, periodic and revolving fund demand in their daily operations, and investment and financing activities by allocating wealth management funds.

II. Applicable Targets
Enterprises and organizations with financing demand.

III. Service Channels
Investment banking departments at all levels.

IV. Product Features
It can satisfy the mid and long-term fund demands of quality customers, such as listed companies and large enterprise groups. The financing term is 3 to 5 years and the use of funds is flexible.

V. Charging Standards
Through negotiation, both parties enter into a debt financing advisory service agreement. The financial advisory service will be charged as per agreed standard.

Special Creditor’s Right Investment

I. Description
As entrusted by cooperative institutions, ICBC, by combining the financial advisory service with the agent sale of investment products issued by the cooperative institutions, provides advisory services, such as investment, fund raising and project management for the debt investment activities of the investment instruments established legally by the cooperative institutions.

II. Applicable Targets
Enterprises and organizations with financing demand.

III. Service Channels
Investment banking departments at all levels.

IV. Service Content
Investment advisory service refers to the service that ICBC helps the cooperative institutions look for and recommends it investment projects, assists the cooperative institutions in carrying out due diligence investigation and designing investment transaction structure and credit enhancement plan, provides investment advisory report based on comprehensive analysis for reference of the cooperative institutions, and support the cooperative institutions to carry out investment negotiations and complete the investment.
Fund raising advisory service refers to the service that ICBC designs structured financing plan for the cooperative institutions, and helps the latter prepare the fund raising materials on the basis of comprehensively understanding the cash flow conditions of the fund raisers, in order to optimize the investment vehicle structure and reduce the financing cost. Based on the demand of the cooperative institutions, ICBC assists the cooperative institutions in raising funds through agent sales of the investment products developed by the cooperative institutions.
Project management advisory service refers to the service that ICBC helps the cooperative institutions to control the risks in and coordinate the relationship in the investment projects based on the latter’s needs.

V. Charging Standards
Through negotiation, both parties enter into a debt financing advisory service agreement. The financial advisory service will be charged as per agreed standard.

Deal-matching Advisory Service

I. Description
Project financing and deal-matching advisory services refer to the service arrangements, under which ICBC acts as a third party of transactions, directly brings together investors and parties in need of funding by providing intermediary services, and attracting fund to projects. Investors need to conduct independent investigation into target projects, make decisions, raise funds and bear relevant risks on their own.

II. Applicable Targets
Enterprises and public organizations with financing demand.

III. Service Channels
Investment banking departments at all levels.

IV. Service Content
We can procure funding from sources beyond the bank (such as financial leasing companies and trust companies); design financing plans, seek fund providers and assist customers in completing financing.

V. Charging Standards
Through negotiation, both parties enter into a debt financing advisory service agreement. The financial advisory service will be charged as per agreed standard.

Assets Securitization Financial Advisory Service

I. Description
ICBC, in its capacity as the financial advisor of the asset securitization originator, designs the ABS issuance plans (including but without limitation to selection of the underlying assets, design of the transaction structure and arrangement on risk control etc.), and provides advisory services such as selection and coordination of the intermediary agencies, communication on project approvals and fund alignment, to help the customers realize asset securitization.

II. Applicable Targets
Corporate customers with asset securitization needs.

III. Service Channels
Investment banking departments at all levels.
IV. Product Features
Broadening financing channels: asset securitization is an effective supplement to the enterprises’ existing financing methods (equity financing, debt financing).
Activating assets: asset securitization can change the illiquid assets into highly liquid assets, therefore activating the assets.
Improving the balance sheet: plans that meet the “off-balance-sheet” requirements can convert the long-term assets into cash assets, and reduce the ratio of long-term assets without raising the liability/asset ratio.
Lowering the financing cost: it can significantly raise the credit rating of publicly offered products through structured treatment, therefore reducing the financing cost.

V. Charging Standards
Through negotiation, both parties enter into a debt financing advisory service agreement. The financial advisory service will be charged as per agreed standard.

Bridge Financing Service

I. Description
Based on a certain source of repayment for financing customers, through a combination of financial advisory service and agency debt investment, agency M&As and investment business, ICBC provides financing customers with staged financial support.

II. Applicable Targets
Enterprises and organizations with financing demand.

III. Service Channels
Investment banking departments at all levels.

IV. Features and Advantages
Under the premise of meeting the national macroeconomic and financial policies and the Bank’s industrial credit policy, the service can meet the diversified capital needs of enterprises.

V. Charge and Tax Standards
Through negotiation, both parties enter into a debt financing advisory service agreement. The financial advisory service will be charged as per agreed standard.

Debt Financing Plan Service of Beijing Financial Assets Exchange

I. Description
The debt financing plan of Beijing Financial Assets Exchange is a creditor’s right, fixed-income product, in which the financier raises funds in a non-public manner from qualified investors having the ability to identify and bear risks. The Bank assumes the role of underwriter and investor and assists the financier in applying for the license for debt financing plan business from Beijing Financial Asset Exchange and completing the fundraising.

II. Applicable Targets
Enterprises with financing demand.

III. Service Channels
Investment banking departments at all levels.

IV. Features and Advantages
The service can flexibly meet customers’ diverse financing needs.

V. Charge and Tax Standards
The two parties will sign an underwriting agreement. The underwriting service will be charges as per agreed standard.

Note: The information provided on this page is for reference only. Concrete business shall be subject to the announcement and provisions of the local branch.