E-banking products are designed to meet the needs of Small and Medium-sized enterprises in online collection and settlement and account enquiry.

I. ICBC e-Fortune Link Online Banking for Small and Medium-sized Enterprises
ICBC e-Fortune Link online banking for small and medium-sized enterprises (SME）offers account enquiry, transfer and settlement and online payment services to SME through the ICBC website www.icbc.com.cn.

Advantages:
① Easy and convenient, free from restrictions of physical branch offices and its working hours.

② Less cost and higher efficiency.

③ Safe to use through the client certificate for identity control to manage the user’s rights to transfer and tender.

II. Telephone Banking
By telephoning 95588, Telephone Banking service provides account enquiry, transfer and settlement, online payment.

Advantages:
① Instant access to account details and balance changes.

② Premium personal consultant service.

③ Providing instrument payment password check and instrument status enquiry.