I. Introduction
Corporate Annuity is the "second pillar" of China's pension insurance scheme. It is a supplementary voluntarily pension scheme set up between company and the staff according to law. To a company, the corporate annuity is one main component of the staff benefit system.

II. Target Client
All companies who have the conditions to set up corporate annuity program.

III. Application Conditions
According to National regulations, companies are allowed to set up corporate annuity under the following conditions:
1. Join basic pension insurance and continue to make contribution;
2. Able to bear the financial burden;
3. Mechanism in place for collective salary negotiation.

IV. Sign up
Companies with the intention to set up corporate annuity program can sign agreement with ICBC. ICBC will provide all the services including fiduciary management, account management, custodian services and annuity advisory.

V. Service Channel and Hours
Corporate annuity services are available in all tier-1 branches, direct branches of ICBC. Special teams of professional staff are assigned to offer a full range of services to customers. Enquiry services are available 7x24 hours via Telephone Banking, Internet Banking, ATM, multimedia self-service terminal.

Note: Information herein is for reference only. Refer to the announcements and regulations of local branches for further details. ICBC reserves the final right of interpretation.