I. Introduction
The Transitional Loans refers to the ones that ICBC grants to borrowers to meet their capital requirements in different business phases with their non-operating cash flows that will be earned in the future as loan repayment source.

The applications of the transitional loans must match the ones specified by the allocated funds and comply with related state policies.

II. Target Client
The transitional loans are primarily applicable to the applicants with approved capitals that are no in place yet, and the applicants need to advance funds due to business operations.