I. Introduction
This refers to online revolving loan for small business. ICBC and small corporate clients sign the revolving loan contract one time. Within the validity period of the contract, customers draw or repay the loans via Internet Banking, as agreed in the contract.

II. Target Clients
Small enterprises who can produce eligible collateral (pledge) to secure the loan for business purpose. Online Loan Link is very well-suited to enterprises who are in need of short-term funds very often and wish to access loan anytime, anywhere.

II. Features and Advantages
1. Flexible term: Contract signed one-time, valid for 2 years, borrow and repay anytime, use revolvingly;
2. Easy procedures: All online, no need to run to the bank, save time, save effort;
3. Highly efficient, self-service: Borrow and repay loan via Internet Banking, amount credited into account in real-time;
4. Drawdown guarantee: Amount under the limit can be drawn anytime within the contract period
5. Lower cost: No interest on unused credit line, low cost, relieve financial burden;

IV. Borrower's Conditions
1. Meet the basic application conditions stated in ICBC's small business loan service;
2. Provide full-value, valid real estate collateral or low-risk pledge to secure the loan, sign with ICBC a guarantee contract of highest amount;
3. A certificate customer of ICBC Corporate Internet Banking, with right permission opened;

Note: Information herein is for reference only. Refer to the announcements and regulations of local branches for further details. ICBC reserves the final right of interpretation.