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Easy Loan Credit Card

Easy Loan Credit Card is an ICBC credit card for all cardholders to spend at the merchants, the first credit card in China specially for spending by installment. Customers can directly use the Easy Loan Credit Card at the ICBC merchants and settle the bill by installment, no need to go to ICBC for approval.

Good Wealth Management, Good Living Quality!

★"Wide" coverage
Easy Loan Credit Card are accepted at 50,000 merchants nationwide, electrical appliance shopping marts, large department stores, luxury goods and jewelry crafts, travel agencies, education and training, automobile 4S shops, home furniture marts, just enjoy spending with your Easy Loan Credit Card!

★"Big" offer
Annual fee waived for three years. Loan benchmark interest rate for the installment payment, competitive fee when compared to the current standard fee in the market, less expense for you.

★"Accurately" tailored
ICBC grants you the credit line in advance based on the percentage of your total salaries in a year, straightforward, you can enjoy the credit line immediately after you apply for the card. 

★"Quick" process
Once you buy goods costing more than RMB 600 at the ICBC merchants, you can finish installment payment in real-time after signing the POS receipt.  

★"Good" installment solution
You decide the number of installment periods, one period is one month, choose within 24 periods and up to 36 periods, flexible installment, amount, time, all at your choice! 

★"Many" repayment choices
You can repay at ICBC outlet, or via self-service terminal, internet banking, telephone banking and mobile banking. You can also assign an A/C for automatic repayment. The Easy Loan Credit Card can be directly connected to your ICBC payroll A/C, giving you more choices to repay!

If your salary is paid through ICBC payroll service and your credibility is good, you are welcomed to apply at ICBC outlet, or via Internet Banking.

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.

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