“China Southern Sky Pearl Peony Credit Card” is launched by ICBC and China Southern Airlines. It has features of Sky Pearl Club card and ICBC credit card, with two card numbers (credit card number and Sky Pearl Club card number). The bonus points accumulated for consumption with China Southern Sky Pearl Peony Credit Card will all be redeemed into mileage bonus and the card holder can enjoy rewards and services of China Southern Mileage Promotion Plan.
The card is divided into three grades, platinum, gold and classic, and includes single UnionPay logo single-currency card (magnetic stripe + PBOC non-contact chip card), single VISA logo multi-currency card (magnetic stripe + EMV chip card) and single MasterCard logo multi-currency card (magnetic stripe + EMV non-contact chip card). PBOC chip card is used in China and EMV chip card is used in foreign countries, featuring stronger encryption, higher security and wider application scope.
The product features multi-brand, multi-media, multi-currency, and the payment methods of card “swiping, inserting, swinging, scanning” can meet your diverse needs.
For the sake of your convenience, the card shall be applied for together with the UnionPay single-logo card, the procedures for which are detailed below:
★ “1+1” Card application
You may apply for the Single VISA/MasterCard Logo and the Single UnionPay Logo China Southern Sky Pearl Peony Credit Card at the same time, and complete the application by filling in one application form only. The two card accounts are associated and can cover all your domestic and foreign payments.
If you apply for the card at an ICBC outlet, please fill in the product code as follows in the application form:
MasterCard China Southern Sky Pearl Peony Credit Card
46000700 (Platinum Cards), 46000701 (Gold Cards) and 46000702 (Classic Cards)
VISA China Southern Sky Pearl Peony Credit Card
46000349 (Platinum Cards), 46000348 (Gold Cards) and 46000347 (Classic Cards)
★Linking the card to your mobile phone
You can use your phone to apply for supplementary cards under the main card of China Southern Sky Pearl Peony Credit Card (UnionPay) being used normally and make payment through the phone. ICBC has launched HCE Cloud Quick Pass, Apple Pay, Samsung Pay and other mobile phone payment methods. The cards are easy to bind and you can “access the account in seconds” and “make quick payment”!
You may also enable ICBC e-Payment and bind ICBC QR code payment for your China Southern Sky Pearl Peony Credit Card being used normally. Payment with “Scan” function in ICBC Link can greatly enhance the payment efficiency and convenience.
I. Major Functions
1. Zero fees for currency exchange
The service charges for currency conversion involved in foreign consumption are completely exempted. The card holder can be exempted from exchange fee in all countries or regions. VISA All-currency Card supports ten currencies including USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD.
The consumption at the network of VISA or MasterCard network in countries or regions of the 10 foreign currencies is directly recorded to the account in corresponding currencies without currency exchange, and so the holder does not need to pay the exchange fee. For the consumption at VISA or MasterCard network out of countries or regions of the 10 foreign currencies, the system will automatically convert the transaction currency into USD and record the consumption in USD account. The exchange fee is exempted.
Repayment can be made through purchases of foreign exchange in RMB, or directly in the ten foreign currencies, which offers you more options and convenience.
2. One card with two card numbers, multiple mileage rewards
The card owns features of both ICBC credit card and China Southern Airlines Sky Pearl Club card, for which China Southern Airlines offers multiple mileage rewards. The bonus points provided by ICBC for consumption can be automatically exchanged into China Southern Airlines mileage rewards (every 15 ICBC bonus points can be exchanged into 1 China Southern Airlines mileage.
Note: ICBC bonus points less than 15 in one period will not be exchanged;
The China Southern Mileages obtained with the consumption bonus points of supplementary card will be recorded into the Sky Pearl Club account of main card.”
3. High-value insurance service for free
The platinum card holder can get the travel inconvenience insurance of as high as RMB4 million, such as air travel accident insurance, flight delay insurance and baggage loss insurance.
4. Account security insurance: After only one payment with the card, you may enjoy free account security insurance featuring high value and fast claim settlement and covering all ICBC credit cards in your name.
II. More Services
★Credit consumption, transfer and settlement and cash deposit and withdrawal;
★Overseas consumption and domestic RMB repayment;
★Automatic repayment reservation;
★Revolving credit and an interest-free repayment period of up to 56 days;
★Online shopping at home and abroad;